New Home Warranty: What’s Covered in the First Two Years

Florida’s Space Coast, encompassing Brevard County, is experiencing a period of rapid expansion. Fueled by the presence of major aerospace companies like SpaceX and Blue Origin, coupled with a thriving tech sector, the region is witnessing a surge in population and housing construction. The number of new homes being built is significant, with reports indicating a 45% increase in sales from 2019 to 2020 in certain areas like Viera. This growth is transforming the landscape of the Space Coast, with new neighborhoods and infrastructure projects popping up to accommodate the influx of residents.

Maybe you were one of the families that recently relocated to Brevard Country and during the Real Estate surge beginning in 2020. Your dream of owning a new home has come true. 

Unexpected repairs can quickly turn that dream into a stressful headache. Fortunately, many builders offer new home warranties to provide peace of mind and financial protection during the first few years of ownership. Understanding your specific warranty, particularly the coverage offered in the first two years, is crucial for navigating any potential issues that may arise.

A Two-Tiered Approach: Addressing Different Needs

Most new home warranties follow a two-tiered structure, catering to different components of your home with varying coverage durations. The first year typically focuses on workmanship and materials used in the construction, while the second year primarily covers systems and appliances.

Year One: Ensuring Quality Construction

The first year of your warranty acts as a safety net for any defects in the construction itself. This includes:

  • Structural elements: Faulty framing, foundation cracks, or issues with the roof structure.
  • Exterior elements: Improperly installed siding, windows that leak, or problems with the doors.
  • Interior elements: Defects in drywall, flooring materials, or cabinetry.

Remember, specific coverage may vary depending on your builder and the warranty provider. It’s crucial to thoroughly review your warranty document to understand the precise details and exclusions.

Year Two: Protecting Essential Systems

The second year of the warranty shifts its focus to the functioning of crucial systems within your home:

  • Plumbing: Leaky pipes, malfunctioning faucets, or issues with the drainage system.
  • Electrical: Faulty wiring, flickering lights, or problems with electrical outlets.
  • HVAC (Heating, Ventilation, and Air Conditioning): Malfunctioning furnace, air conditioner, or ventilation systems.
Important Exclusions to Be Aware of

While a two-year warranty offers significant protection, it’s important to be aware of what it doesn’t cover:

  • Normal wear and tear: As expected, the warranty doesn’t cover routine maintenance or damage caused by everyday use.
  • Appliances: Most warranties exclude major appliances like refrigerators, dishwashers, and ovens, as they are usually covered by separate manufacturer warranties.
  • Cosmetic issues: Minor cracks in paint, chipped tile, or faded flooring are typically not covered.
  • Natural disasters: Damage caused by floods, earthquakes, or other natural disasters falls outside the scope of a new home warranty.

Taking Action When Issues Arise

If you encounter a problem that you believe falls under your warranty coverage, it’s crucial to report the issue promptly according to the guidelines outlined in your warranty document. This typically involves contacting your builder or warranty provider directly. Be prepared to provide them with a detailed description of the issue, photos if possible, and any relevant documentation.

  • Keep copies: Always retain copies of all communication with your builder and the warranty provider for future reference.
  • Understand timelines: Be aware of the timeframes involved in getting repairs completed.
  • Know your rights: If your concerns aren’t addressed satisfactorily, you may have additional rights under consumer protection laws. It’s always advisable to consult with a professional,  if needed.

If you suspect mold growth in your home and are concerned that the builder may not be addressing the issue adequately, consider seeking the assistance of a qualified, independent mold inspector like Bio Pro.

By understanding the intricacies of your new home warranty, particularly the specific coverage offered in the first two years, you can approach any potential repairs with knowledge and confidence. This ensures your dream home remains a haven for years to come, allowing you to focus on enjoying the new chapter in your life’s journey.

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